The following Terms and Conditions shall govern your access and use of this website at and all information, content, products, services and functionality available at or through the website (“Website”). This Website is owned and operated by , a company incorporated under the laws of Malaysia with its business address at A-11-2, Jalan Selaman 1/1, Dataran Palma, 68000 Ampang, Selangor Malaysia (“ALIFPAY”, “we”, “us”, or “our”).

The Website may contain terms, conditions, covenants and provisions and content, including, without limitation, text, opinions, photographs, video, audio, graphics, tools, analytics, functionality, products and information (collectively, the “Content”) displayed and/or otherwise contained on the Website which you may access. If at any time you do not agree with the Terms and Conditions, you shall stop accessing and/or use the Website and the Content. The Website and the Content contained therein is the exclusive property of ALIFPAY or its affiliates.

Notwithstanding anything in the Terms and Conditions to the contrary, your rights to use certain material available on or through the Website may be subject to separate written license agreements with ALIFPAY. In the event you have signed a separate written license agreement with ALIFPAY to access all or any portion of the Website, including any separately entitled sections of the Website, then the written license agreement, rather than these Terms and Conditions, will govern your use of such Website. In the event of a conflict between your written license agreement and these Terms and Conditions, the Terms and Conditions in the written license agreement shall prevail.

ALIFPAY grants you a personal, revocable, non-exclusive, non-transferable, limited license to access and use the Website and the Content conditioned upon your compliance with these Terms and Conditions. The Website and the Content contained therein may be used solely for viewing and ad hoc non-commercial use.

You may not license, sublicense, transfer, sell, resell, publish, reproduce and/or otherwise redistribute the Website, including the Content or any component thereof in any manner (including, but not limited to, via or as part of any Internet site). You may not a) use the Content or any portion of the Website as part of any intranet or other internal network; b) create archival or derivative works based on the Content or any portion thereof; or c) modify, reverse-engineer, Terms & Conditions disassemble, decompile or store any Content or any portion of the Website. You may not use the Website or any Content contained therein, in whole or in part in any manner that either competes or is intended to compete with ALIFPAY or its affiliates, including without limitation, any distribution of any Content or a derivative work based thereon. You may not use the Website for any illegal purpose or in any manner inconsistent with these Terms and Conditions. ALIFPAY may discontinue or change the Website and any Content contained therein, or their availability to you, at any time without notice. ALIFPAY is not under any obligation to update any Content following publication on the Website. The terms of these Terms and Conditions will survive any such discontinuation.

All proprietary rights (including, but not limited to, copyrights, trade secrets, database rights, trademark rights, rights to trade names, service marks and other product and service names and logos) which may be contained within the Website and any and all Content, including, but not limited to, all information, data, ratings and rating symbology, software, products and documentation contained or included therein, are and shall remain the sole and exclusive property of ALIFPAY and its supplier. The Website and any and all Content contained herein is protected by copyright in addition to other intellectual property laws. Any of the trademarks, service marks or logos (collectively, the “Marks”) displayed on the Website may be registered or unregistered marks of ALIFPAY or others. Nothing contained on the Website shall be construed as granting any license or right to use any of the Marks displayed on the Website unless the express written permission of ALIFPAY or a third-party owner of such Marks is obtained. The Website and the Content are compiled, prepared, revised, selected and arranged by ALIFPAY and its suppliers through the application of methods and standards of judgment developed and applied through the expenditure of substantial time, effort and money, and the Website and any and all Content constitute valuable intellectual property of ALIFPAY and its suppliers. Copying of, use of, access to or distribution of the Website or any Content contained therein in breach of these Terms and Conditions may cause ALIFPAY and/or its suppliers irreparable injury that cannot be adequately compensated for by means of monetary damages. Any breach hereof by you may be enforced by ALIFPAY or its suppliers by means of equitable relief (including, but not limited to, injunctive relief) in addition to any other available rights and remedies. Any actual or attempted illegal or unauthorized uses of the Website, the Marks or any Content are strictly prohibited and ALIFPAY reserves its rights against such prohibition.

ALIFPAY does not in any manner warrant or represent that the materials on the Website, including any Content contained therein, are appropriate or available for use for any particular purposes and in any particular location. If you choose to access the Website including any Content therein, you do so on your own initiative and you are responsible for compliance with all applicable laws.

NOTE: For your protection, ALIFPAY reserves the right to view, monitor, and record activity on the Website in accordance with ALIFPAY’s Privacy Policy, to the fullest extent permitted by applicable law. ALIFPAY hereby reserves the right to discontinue access to the Website either with or without notice if ALIFPAY has a reasonable basis to believe that a User is accessing or using any Content in violation of these Terms and Conditions, in addition to any other available rights and remedies.

You expressly agree not to:

• use or attempt to use any “deep-link,” “scraper,” “robot,” “bot,” “spider,” “data-mining,” “computer code” or any other automated device, program, tool, algorithm, process, or methodology or manual process having similar processes or functionality, to access, acquire, copy, or monitor any portion of the Website, any Content found on or accessed through the Website, or any User Content without the prior express written consent of ALIFPAY;
  
• obtain or attempt to obtain through any means any Content on the Website that has not been intentionally made publicly available, either by their public display on a Site or through their accessibility by a visible link on the Website;
  
• violate any measure employed to limit or prevent access to the Website or the Content;
  
• violate the security of the Website or attempt to gain unauthorized access to the Website, the Content, or data, materials, information, computer systems or networks connected to any ALIFPAY server, through hacking, password mining or any other means;
  
• interfere or attempt to interfere with the proper working of the Website or any activities conducted on or through the Website, including accessing any Content prior to the time that it is intended to be available to the public on the Website;
  
• take or attempt any action that, in the sole discretion of ALIFPAY, imposes or may impose an unreasonable or disproportionately large load or burden on the Website or the ALIFPAY infrastructure;
  
• misuse the Website by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful.
  

IN NO EVENT WILL WE (AND OUR AFFILIATES, LICENSORS, SUPPLIERS AND AGENTS) BE LIABLE TO YOU OR ANY THIRD PARTY FOR LOSS OR DAMAGES OF ANY KIND, INCLUDING WITHOUT LIMITATION, ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, CONSEQUENTIAL, ECONOMIC, SPECIAL, EXEMPLARY OR PUNITIVE DAMAGES REGARDLESS OF THE NATURE OF THE ACTION, ARISING DIRECTLY OR INDIRECTLY, FROM OR RELATING TO THIS AGREEMENT OR YOUR USE OF, OR INABILITY TO USE WEBSITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOUR SOLE AND EXCLUSIVE REMEDY AGAINST US IS TO DISCONTINUE YOUR USE OF WEBSITE. THESE LIMITATIONS SHALL WEBSITELY TO THE FULLEST EXTENT PERMITTED BY LAW. BY ACCESSING OR USING WEBSITE, YOU UNDERSTAND THAT YOU ARE WAIVING RIGHTS WITH RESPECT TO CLAIMS THAT ARE AT THIS TIME UNKNOWN OR UNSUSPECTED, AND IN ACCORDANCE WITH SUCH WAIVER, YOU HEREBY AGREE TO RELEASE AND FOREVER DISCHARGE US, AND OUR DIRECTORS, SHAREHOLDERS, OFFICERS, EMPLOYEES, REPRESENTATIVES, AGENTS, AND SUPPLIERS, AND ITS AND THEIR RESPECTIVE SUCCESSORS AND ASSIGNS, AND ALL OTHER RELATED PERSONS OR ENTITIES, FROM ANY AND ALL MANNER OF RIGHTS, CLAIMS, COMPLAINTS, SUITS, DEMANDS, CAUSES OF ACTION, PROCEEDINGS, LIABILITIES, OBLIGATIONS, LEGAL FEES, COSTS, AND DISBURSEMENTS OF ANY NATURE WHATSOEVER, WHETHER KNOWN OR UNKNOWN, WHICH NOW OR HEREAFTER ARISE FROM, RELATE TO, OR ARE CONNECTED WITH YOUR USE OF WEBSITE.

You may, through hypertext or other computer links, gain access to web sites operated by persons other than ALIFPAY. Such hyperlinks are provided for your reference and convenience only and are the exclusive responsibility of the owners of each such web site. You agree that ALIFPAY is not responsible for the content or operation of such web sites, and that ALIFPAY shall have no liability to you or any other person or entity for the use of third-party web sites. Except as described below, a hyperlink from the Website to another web site does not imply or mean that ALIFPAY endorses the content on such web site or the operator or operations of such web site. You are solely responsible for determining the extent to which you may use any content at any other web sites to which you link from the Website.

As you browse through the Website you may access other web sites that are subject to different Terms and Conditions. When you use those other web sites, you may be legally bound by the specific Terms and Conditions posted on such web sites. If there is a conflict between these Terms and Conditions and other Terms and Conditions of such web sites, the Terms and Conditions of such web sites will govern with respect to your use of such web sites.